Borrowing Options

Our experienced loan officers will assist you with all your credit needs. We offer competitive rates and terms to meet your specific needs.

Consumer Loans


We offer competitive rates and terms on all types of consumer loans. Whether you are looking for that new car or want to remodel the kitchen, look to the Citizens Savings Bank to help you out.

Real Estate Loans


Whether you are looking to purchase that first home or remodel that old home, the Citizens Savings Bank has a loan that will fit your individual needs.

Business Loans


Starting a new business or expanding an existing business, turn to the lending staff at the Citizens Savings Bank to help reach your business goals. We can help with the purchase of real estate, inventory, capital purchases, or even operating expenses.

Agricultural Loans


The Citizens Savings Bank has been in agricultural lending for over 80 years. We are dedicated to helping today’s producers with their growing needs. We offer a wide variety of agricultural loans from operating expenses to purchasing livestock, equipment, or real estate.

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