Checking - Citizens Savings Bank

	CHECKING ACCOUNTS FREE CHECKING REGULAR CHECKING CHECKING with Interest DIRECT DEPOSIT SHAZAM® CHEK CARDS Free Checking Free checking is available to non-profit organizations, students, and citizens aged 60 and older. Regular Checking No minimum opening balance $5.00 monthly service charge $0.10 debit fee per item $0.10 credit for each $100.00 average daily balance each statement cycle TOP OF PAGE Checking with Interest $800.00 minimum average daily balance Interest accrues daily compounds monthly Two tiers of Interest rates $0.10 debit fee per item per statement cycle if balance falls below $800.00 $5.00 service charge if balance falls below $800.00 TOP OF PAGE Direct Deposit Enjoy the convenience, safety, and security of having your retirement benefits, social security checks, or payroll checks electronically deposited to your account. TOP OF PAGE Shazam® Chek Cards (Checking Account Required) The Citizens Savings Bank Shazam Chek card gives you the convenience and ability to leave your check book at home. Use the Chek card to make purchases (like a credit card) only it accesses your checking account. There is a $12.00 annual fee to the Shazam Chek card. There is no charge for each Shazam Chek transaction. Daily withdrawal limit of $200.00. Card issuance is subject to proper application and approval.